Capital One VentureOne offers a one-time bonus of 20,000 miles if you spend $500 on purchases within three months of account opening. No matter where you go or how long you travel, using a credit or debit card with no foreign transaction fees is one of the easiest ways to save money while travelling, period.. Currency exchange booths at airports and banks can be convenient, but a lot of your money goes towards exchange fees (e.g. Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. Read our review. Schwab Bank High Yield Investor Checking® Account. Earn 7 Hilton Honors bonus points per dollar spent directly with a hotel or resort within the Hilton Honors portfolio of brands; 5 points per dollar at U.S. restaurants, U.S. supermarkets, and U.S. gas stations; and 3 per dollar on all other purchases. However, to unlock the full potential of many of the best no annual fee travel cards, you often also need a travel credit card with an annual fee. There’s no signing up, no minimum spending or maximum rewards. Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services. But for those who are adamantly opposed to paying one, here are our favorite no-annual-fee travel cards. You also get automatic Silver status. Our top no annual fee travel credit cards offer a high value of rewards points, miles or cash back, exclusive travel related perks such as complimentary travel insurance and roadside assistance, and a signup bonus. Credit card fee structures can get fiddly, so the APR’s designed to benchmark the yearly cost to borrow, with a view to helping consumers compare cards against each other. For example, you might like to get a prepaid credit card for travel. Unlike some other hotel credit cards, this card doesn’t offer automatic elite status. Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening. There are several other ways to spend abroad. Read our guide for the top cards with no annual fee and no foreign transaction fee. We believe everyone should be able to make financial decisions with confidence. You can redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, car rentals, or baggage fees. The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. The Hilton Honors American Express Card earns bonus rewards on Hilton stays and in common everyday categories. Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. * Activate for free. And you won’t have to worry about blackout dates once you’re ready to redeem them. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Best no fee travel credit card MBNA Rewards Platinum Plus. FULL LIST OF EDITORIAL PICKS: Typically, credit cards carry a charge for ATM withdrawals, which could be anything from 2.50% to 2.99%. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features. The IHG® Rewards Club Traveler Credit Card earns rewards quickly on IHG hotel stays and eligible everyday purchases. In addition to offering rewards that can be used toward future travel, these cards often come with a variety of travel benefits, such as trip cancellation insurance and … This can be appealing to frugal or infrequent travelers. However, this does not influence our evaluations. NerdWallet's ratings are determined by our editorial team. If you’re a frequent flyer, we’ve got you covered with Delta SkyMiles® Cards that help you earn miles. Earn 1X Mile on all other eligible purchases. Best travel credit cards with no annual fee for 2020. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. We've put together a list of our top 3 annual-fee-free travel rewards credit cards: the Discover It Miles, Bank of America Travel Rewards, and the Capital One VentureOne Rewards Credit Card. . You have to spend $10,000 to earn Gold status and the perks that come with it. The sign-up bonus offers 25,000 bonus points by spending $2,500 in the first 90 days of account opening. For occasional but loyal American Airlines flyers, the no-annual-fee, To unlock the most valuable perks of airline credit cards, you'll have to pay an annual fee. There's also a sign-up bonus. Read our review. Read our review. Delta SkyMiles® Blue American Express Card. Good Travel Credit Cards With No Annual Fee. Best for budget travelers: Best Western Rewards® Mastercard® Here’s why: Best Western is a popular budget hotel, but with the Best Western Rewards® Mastercard®, you could save even more on your stays. You earn 1.5 miles per dollar spent on all purchases. Plus, signing up for a no-fee card doesn't necessarily mean giving up on valuable travel perks. There's a nice sign-up bonus and a 0% APR period, too. CreditDonkey is a credit card comparison and reviews website. Miles can be redeemed for statement credit against travel purchases at a value of 1 cent per mile, with no restrictions on when you travel. It doesn’t offer perks like free checked bags or priority boarding. The best travel credit card for low-risk, no-fee use. Earn 3 points per $1 spent at qualifying Marriott Bonvoy hotels, 2 points per $1 spent on other travel purchases (from airfare to taxis and trains) and 1 point per $1 spent on everything else. The card earns 30,000 bonus points after spending $3,000 on the card within the first three months. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. We are an independent, advertising-supported comparison service. Best No-Foreign-Transaction-Fee Travel Credit Cards. However, to unlock the full potential of many of the best no annual fee travel cards, you often also need a travel credit card with an annual fee. It also offers a welcome bonus: Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. The Bank of America® Travel Rewards credit card is blessedly simple. Sometimes even the best prepaid travel card might not be the right option for you. Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights*. BankWest also waive international fees on their Bankwest More Platinum credit card. One of the best no-annual-fee travel cards available, the. Here are two of the best options available, along with their current welcome offer and a few other key facts. So you're free to enjoy your trip without the worry of returning to a large credit card bill. *See the card issuer's online application for details about terms and conditions. Earn 2X Miles per dollar at restaurants, now worldwide. Most credit card providers charge a non-sterling transaction fee of 2.99% and a non-sterling cash fee of 3% (minimum £3) plus cash advance interest which can be as high as 29.9%. The Bank of America Travel Rewards credit card has no annual fee, so every year after the first year, your yearly earnings value will be $294.84. With one or more of these cards in your pocket, you can earn credits that pay for all, or part, of those pesky expenses that keep most people glued to their couch. Here are a few ways to maximize value out of your no-annual-fee travel credit card. Whether you’re driving across the border or flying overseas, you should always make sure that you have a card in your wallet with no foreign transaction fees. Read our review. Write to Dylan York at feedback@creditdonkey.com. The value of such perks can more than offset an annual fee. Plus, you'll earn automatic Silver status and the valuable perks that come with it. Earn 1 AAdvantage® mile for every $1 spent on other purchases. Just a Miles-for-Miles match. Scoop up the signup bonus. With the Capital One VentureOne Rewards Credit Card, you don't pay an annual fee, but you also don't get rewards as rich as those on the regular Venture card. Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets. Our range of American Express® Travel Credit Cards can help you earn rewards to put towards travel. Best of all, they won't cost you a dime - as long as you pay your balance in full each month. Plus, signing up for a no-fee card doesn't necessarily mean giving up on valuable travel perks. rewards you well for Wyndham stays, while also earning bonus points in some popular everyday categories. Terms Apply. Terms apply to the offers listed on this page. Here are CNBC Select's top picks for the travel credit cards without an annual fee: Winner: Wells Fargo Propel American Express® Card Runner-Up: Discover it® Miles About CreditDonkey CreditDonkey is a credit card comparison website. You earn unlimited 1.5 miles per dollar spent on purchases, and the miles are generally worth 1 cent apiece — that's a solid rate for a card with no annual fee. Earn 2 miles per $1 spent at restaurants worldwide and on purchases made directly with Delta, and 1 mile per $1 spent on other purchases. Just a Miles-for-Miles match. But if you're a leisure traveler just hoping to earn airline miles in the background, it's hard to do better than the Delta SkyMiles® Blue American Express Card. It takes into consideration the default interest rate plus any mandatory, regular account fees. purchase card with no fees for foreign transactions or late payments. Choose from cards with no foreign transaction fees, or perks like lounge access. Current welcome offer: Earn 10,000 bonus MBNA Points when you sign-up for e-statements and make at least $500 in purchases within the first three months of receiving your card. Plan out your spending over the spend window so you get the bonus. The automatic Silver status benefit includes perks like priority late checkout, a 10% point bonus on stays, free Wi-Fi and more. Plus, earn twice the points per dollar on the card’s three bonus categories (gas, groceries, and dining), for the first three months. In comparison, most other credit cards charge a fee of 2–3% of each international transaction you make. The best credit cards with no foreign transaction fees have annual fees as low as $0 and initial rewards bonuses worth up to $1,000 in travel, to go along with their $0 foreign fees and elite ongoing rewards. Because Go Far Rewards points are valued at a fixed one cent each, you don’t have to worry about maximizing redemption options. Terms apply. Want travel rewards? If you're interested in trying out a rewards card with travel perks, you might want to consider a midrange travel rewards card that either waives its annual fee for the first year or has a $0 introductory annual fee. Reasonable efforts are made to maintain accurate information. Find out below if those deals are actually worth your time. There's a sign-up bonus, too: Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel, Capital One VentureOne Rewards Credit Card. The American Airlines AAdvantage MileUp℠ Card earns 2 AAdvantage miles per $1 spent at grocery stores and on eligible American Airlines purchases, and 1 AAdvantage mile for every $1 spent on other purchases. You also get automatic Silver status. Cardholders pay no annual fee and get a 14-month 0% introductory annual percentage rate on purchases (then a 11.99% to 22.99% variable APR applies). With so many rewards credit cards offering different reward structures and perks, it can be difficult to choose the best option for you. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. You earn unlimited 1.5 miles per dollar spent on purchases, and the miles are generally worth 1 cent apiece — that's a solid rate for a card with no annual fee. There's a sign-up bonus, too: Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. There is a 0% intro APR on purchases for 12 months. And since it's a Visa card, you'll find broad acceptance overseas. This can be appealing to frugal or infrequent travelers. When evaluating offers, please review the financial institution’s Terms and Conditions. One of the best no-annual-fee travel cards available, the Bank of America® Travel Rewards credit card gives you a solid rewards rate on every purchase, with points that can be redeemed for any travel purchase, without the restrictions of branded airline and hotel cards. Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio. We may receive compensation when you click on links to those products. No foreign transaction fee credit cards represent 25% of the credit card offers available in 2020. Unlike other hotel cards with annual fees, you won't get a free night's stay every anniversary. The Delta SkyMiles® Blue American Express Card is an ideal option for Delta devotees who want rewards without paying an annual fee. offers so much value, it's hard to believe there's no annual fee. According to the 2019 annual CreditCards.com fee survey , foreign transaction fees are all but extinct among travel credit cards. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year. NerdWallet's credit cards team selects the best cards in each category based on overall consumer value. Halifax Clarity Credit Card As the number of travel credit cards on the market has increased, so, too, has the selection of travel credit cards without annual fees. Some travel credit cards also have no fees for cash withdrawals made abroad. For some travelers, paying an annual fee is worth it thanks to those incentives, which can include things like travel credits, bonus rewards, airport lounge access, free checked bags, priority boarding, hotel status and more. charge annual fees. This may influence which products we write about and where and how the product appears on a page. Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee. Why it’s the best no-annual-fee card for travel: The Wells Fargo Propel is a great choice as a first travel credit card. Keep in mind, however, that these cards lack the richer rewards and perks of cards that. Best No Annual Fee Travel Credit Cards 2020: Personal Rewards Credit Cards. You’re earning 3x (a sizeable rewards bonus for a no-annual-fee card) across a wide range of common spending categories. Typically, credit cards carry a charge for ATM withdrawals, which could be anything from 2.50% to 2.99%. Keep in mind, however, that these cards lack the richer rewards and perks of cards that do charge annual fees. Compare Travel Cards Now The 3 best checking accounts and debit cards for international travel 1. AUB Classic Mastercard Ideal for: Individuals on a budget Minimum monthly income requirement: PHP 21,000 AUB Classic Mastercard is one of the top credit cards with no annual fee … Credit limit of $500 to $4,000. offers bonus rewards on purchases made at Marriott Bonvoy hotels, but also on other travel purchases. Want to compare more options? Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Why it’s the best no-annual-fee card for travel: The Wells Fargo Propel is a great choice as a first travel credit card. There are a few things like interest rates, annual fees, credit limit and much more related to a credit card. Earn 15 points total per $1 spent on stays at IHG hotels (5 points with the card and 10 points as an IHG Rewards Club member); 2 points per $1 spent on purchases at gas stations, grocery stores and restaurants; and 1 point per $1 spent on all other purchases. And you get Discover's unique sign-up offer: UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. Enjoy complimentary Hilton Honors Silver status with your Card. $0 annual fee and no foreign transaction fees, Earn unlimited 1.25X miles on every purchase, every day, Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime, Miles won't expire for the life of the account and there's no limit to how many you can earn, Transfer your miles to over 10+ travel loyalty programs, Enjoy 0% intro APR on purchases for 12 months; 15.49% - 25.49% variable APR after that. There’s no signing up, no minimum spending or maximum rewards. It also offers a welcome bonus: Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. 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